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How Much Will I Get if I Get Social Security Disability?

How Much Will My Monthly Check Be If I Get Approved for Social Security Disability?


It depends. The first question is whether you have enough work credits to qualify for Social Security Disability Insurance (SSDI) also referred to as Title II also referred to as Disability Insurance Benefits (DIB) and also referred to as "regular disability." We will call it DIB/Title II since that it usually how Social Security refers to it on their paperwork. In general you will have enough work credits for DIB Title II if you've worked full-time your entire adult life (since age 21) with no big gaps in your employment history and you haven't been out of work for more than 4 years. There's a lot more to it but I'm simplifying it. IF you have enough work credits and worked full-time in the past five years, then it might be roughly 30-35% of what you made. Again there is a lot more to it but I'm just giving you a general idea. There is a very simple way to find out though. If you haven't gotten an annual letter from SS telling you how much just call your local SS office and ask them. I don't recommend calling the national number. Ask them how much you would get. If you want to understand things better ask them to look up your current PMI. If you have children under 18 ask how much you would get additional a month for them. Ask them what your current Family Maximum is. Knowing this and your PMI will help you understand the math better. The average check for an individua for DIB/Title II without minor children is approximately $1,200. If you don't have enough work credits and meet low income and minimal asset requirements you would qualify for Supplemental Social Security Income (SSI/Title XVI) which is a standard set amount nationwide currently at around $918. Under SSI you do not get any monies for minor children. The other big question is how much back pay you are going to get. That's an even more detailed "it depends" question I will leave for another blog post.


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